LOAN CONTRACT(共27页)18200字.docx
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LOAN CONTRACT(共27页)18200字.docx
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LOANCONTRACT
contractnumber:
_____________________
borrower:
____________________________
address:
_____________________________
lender:
_____________________________
address:
_____________________________
inaccordancewithprovisionsofcontractlawofthepeoplesrepublicofchinaandbankofchina,afterreviewingthestatusandtherequestoftheborrower,thelenderagreestogranttheborroweralineofcrediton.theborrower,lenderandguarantor,throughfriendlynegotiation,haveexecutedthiscontractasfollows:
article1currency,amountandtermoftheloan:
1.thecurrencyunderthisloanisreiminbi.
2.thelineoftheloanisyuan.
3.theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.article2thepurposeoftheloan:
1.thepurposeofthisloanisusedforworkingcapitalturnover.
2.withoutwrittenapprovalofthelender,theborrowercouldnotusetheloanoutofthescopeofthepurpose.
article3interestrateandcalculationofinterest:
1.interestrate:
theinterestrateshallbe______duringtheloanterm,ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest,theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.
theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.itisnotobligedtoinformtheborrowerwhentheadjustmentofinterest.
2.theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.oneyearshallbecalculatedas360days.
3.thepaymentofinterests:
theborrowershallpaytheinterestsperquarter.thepaymentdateshallbe,and.ifthepaymentforthelastinstallmentisnotonthepaymentdate,theinterestsshalldeducttheinterestfromthebankaccountoftheborrower.intheeventthattheborrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheborrowerisnotenoughforthepaymentofinterest,thelendershallhaverightstocollectapenaltybeing________oftheoutstandingamountperdayfortheborrowersbreachofcontract.
article4overdueinterestsandmisusinginterests
1.iftheborrowerfailstorepaytheloanandcannotreachaagreementwiththelenderregardingtheextension,thelendershallcollectanoverduepenaltyfor_________oftheoverdueamountperday.
2.iftheborrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract,thelendershallhaverighttochargeainterestsforthemisusingpartatarateof____________perday.
article5account
theborrowershallopenreiminbibasicaccountand/orforeigncurrencyaccountatthelenderorlendersbranchfortheuseofdraw-down,repayment,paymentofinterestsandfees.
article6draw-down
1.theloanunderthiscontractisrevolving,thebalanceofthiscontractshallnotmorethanthelineofcredit.
2.theborrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.
3.theborrowershallnotdrawtheloanlessthan1million.
article7conditionsfordraw-down
thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate:
1.theborrowerhasopenedforeignaccountandreiminbiaccountattheofficeofthelenderorthebranchofthelender;
2.thiscontractandtheappendiceshavebeeneffective;
3.theborrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttothelender;
4.theborrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract;
5.theborrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments;
6.theguarantyunderthiscontracthasbeeneffective;
7.theborrowerhasbeensatisfiedthewarrantsunderarticle11ofthiscontract;
8.theotherrequirementforthedraw-downhavebeensatisfied.
article8repaymentplanandprepayment
1.theborrowershallrepaytheloaninaccordancewiththestatusofitscash.theborrowershallinformthelenderthepaymentamountanddate______priortomakethepayment.theborrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition.
2.thepaymentmadebytheborrowerandthedeductionfromtheaccountoftheborrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.
3.intheeventtheborrowerfailstorepaytheloan,thelendershallhaverightstodeductthedebtfromthebankaccountoftheborroweratthelenderorempowerthebranchesofthelendertodeductthedebtfromthebankaccountoftheborroweratthelendersbranches;
4.theinstallmentofrepaymentshallnotlessthan1million.
article9debtcertificate
thelendershallkeeprecordinthelendersaccountfortheprincipal,interestsandfeesandotherfeesoftheborrowerunderthiscontract;theabovementionedrecordandthedocumentationforthedraw-down,repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheborrowerandthelender.
article10guaranty
1.(the'guarantor')shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.
2.duringthetermofthiscontract,iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak,thelendershallhaverighttorequesttheborrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract.
article11representationsandwarranties
i.theborrowersrepresentsandwarrantsasfollows:
1.theborrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthepeoplesrepublicofchinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.theborrowerhasthepowertohandleitassetsusedinoperation.
2.theborrowerisatitsoptiontosignandperformthiscontract.itistheborrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.
3.thealldocuments,materials,reportsandcertificatesprovidedtothelenderbytheborrowerforconsummationofthiscontractistrue,real,competeandeffective
4.theborrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausethelenderrefusetoextendtheloan:
(1)theborrowerortheprincipalexecutivesoftheborrowerinvolveinmaterialeventswhichbreachregulations,lawsorcompensationtoothers;
(2)pendingactionsandarbitration;
(3)theborrowersdebtsorproposeddebtsorliensandotherencumbrances;
(4)theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts;
(5)theborrowerbreachedcontractwhichisbetweentheborrowerandothercreditors.
ii.theborrowerherebywarrantsasfollows:
1.usingthecapitaloftheloanasusagesetforthinthiscontract,theborrowerwillnotusetheloanasequityinvestment;theborrowerwillnotusethecapitaloftheloaninvestinsecurity,future,realestateetc.theborrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.theborrowerwillnotmisusingorappropriationoftheloan.
2.makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract;
3.providingupdatedfinancialstatementorfinancialbulletineveryquarter;providingtheauditedfinancialreportatthefirstquartofeachyear;providingoperationreport,financialreportorotherfilesandmaterialsandshallwarrantthereality,correctandeffectivenessforthefilesandmaterials;
4.anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsofthelenders;
5.acceptingthesupervisionofthelender,providesassistanceandcooperationforthelenderssupervisions;
6.willnotreducetheregistrationcapital;priorapprovalfromthelendershallberequiredwhentheborrowerchangesofshareholdersandoperationmanner(includingbutnotlimitedtojointventure,cooperation,jointlycooperation;dissolution,closedown,liquidation,transformation;merger;changetosharecompany,usethehousing,machineryorotherrealassetsortrademark,intellectualproperty,knowhow,landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany,tradingofoperationrightorownrightbycontracting,jointoperation,trusteeship)
7.theborrowershallinformthelenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheborrowerwhentheborrowerguaranteeforotherpartyormortgageitsassets.theborrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts.
8.theborrowerwillnotpaytheothersimilarloanspriortothelender;
9.theborrowerwarrantstoinformthelenderimmediatelywhenthefollowingeventsoccurred:
(1)theeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheborrowerandanybranchesofbankofchinaorotherbanks,non-bankfinancialorganization;
(2)theborrowerchangesshareholdersorrevisethearticleofassociation;
(3)theborrowersufferdifficultiesandbadresultinfinancialandoperation;
(4)theborrowerinvolvesinmaterialactionsorarbitration;
10.theborrowershallkeepsufficientbalanceforrepa
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- LOAN CONTRACT共27页18200字 CONTRACT 27 18200