新东方金融英语笔记.docx
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新东方金融英语笔记.docx
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新东方金融英语笔记
新东方金融英语笔记(总21页)
新东方金融英语笔记
Unit1 Money
Figures
AmericanoilbillionaireJ.PaulGettyhasaveryfamoussaying,thatis“Ifyoucanactuallycountyourmoney,thenyouarenotreallyarichman.”美国的银行业大亨J.PaulGetty曾经说过一句话:
如果你的钱是可以数得清楚的,那么你就不是一个真正的富人。
Well,thesentenceisinteresting,butactuallywemustknowhowtocountthemoneybeforewegetrich,especiallyinEnglish.So,intoday’sclass,wewouldfirstlearntosayEnglishnumbers.
Mostpeopleworkinginfinance,whetheritisinaccountancy,banking,broking,investment,insurance,orwhatever,spendalotoftimedealingwithnumbers.
I.Let’stalkaboutthedifferentwaystosay0inEnglish.Usually,wehavethefollowing5waystosay0inEnglish.Theyare:
OH,ZERO,LOVE,NOUGHT,NIL!
Wesayoh
afteradecimalpoint sixpointohthree
intelephonenumbers 84083213 eightfouroheightthreetwoonethree
inbusnumbers No.708 getthesevenoheight
inhotelroomnumbers Room308 I'minroomthreeoheight.
inyears 1905 nineteenohfive
Wesaynought
beforethedecimalpoint noughtpointtwoohone
Wesayzero
forthenumber 0 thenumberzero
fortemperature -5~C fivedegreesbelowzero
Wesaynil
infootballscores 5-0 Spainwonfivenil.
Wesaylove
intennis 15-0 Thescoreisfifteenlove.
Nowsaythefollowing:
1. Theexactfigureis.
a) beforethedecimalpoint,readnought;
b) afteradecimalpoint,readoh.
Noughtpointohohtwo.
2. Canyougetbacktomeon010–5175–0123I'llbehereallmorning.
intelephonenumbers,sayoh.
Ohoneohfiveonesevenfiveohonetwothree
3. CanyouputthatonmybillI'minroom804.
inhotelroomnumbers,sayoh.Eightohfour
4. Thetemperatureinnorth-eastChinaisverylowinwinter.Usually,it's20degreesbelow0!
fortemperature,sayzero.
5. Basically,tennisscoringproceedsfrom0to15to30to40togame.
love(0),fifteen(15),thirty(30),forty(40),game(胜局)。
6. Theresultofthegamewas3–0 three-nil
II. THEDECIMALPOINT
InEnglish,weuseapoint(.)andnotacomma(,)fordecimals.在英语当中,小数点都是写为一个点,而不是逗号。
Weusecommasinfiguresonlywhenwritingthousands. 我们在表达数字千的时候呢,用逗号来隔开。
10,002istenthousandandtwo.
istenpointohohthree
InEnglishallthenumbersafteradecimalpointarereadseparately.Forexample:
twentypointsixsix Nottwentypointsixtysix
noughtpointtwofourthree
noughtpointohohfive
Youwillalsobearpeoplesay:
zeropointohfive orohpointohfive
Butifthenumberafterthedecimalpointisaunitofmoney,itisreadlikeanormalnumber:
£ twelvepoundsfifty € fiveEurosninetyfive
NB.Thisisveryimportant.Whenyoudobusinessonthephone,saynoughtpointthreesevenfiveandnotnoughtpointthreehundredandseventyfive.Ifthelistenermissedthewordpoint,youmightlosealotofmoney.So,saythedigitsseparatelyafterthepoint.
Nowsaythefollowing:
1.It'ssomewherebetweenand.
2.Look,it'slessthan!
It'shardlyworthworryingabout.
3.IchangedallthoseyenintosterlingandIonlygot£!
YenisthestandardunitofmoneyinJapan,
SterlingisthestandardunitofmoneyintheUnitedKingdom,
(yen是日本的货币单位,sterling是英国的标准货币单位)
4.That'saboutinSwissfrancs.(瑞士法郎)
5.Didyousayor
6.Thedollarisat.(onepointnightyfive)
7.No,Imeantnot15,005.
Say:
No,Imeantfifteenpointohoh5,notfifteenthousandandfive
III.PERCENT
Thestressisonthecentofpercent tenperCENT
Noticethefollowingwhentalkingaboutinterestrates:
(利率)
% ahalfofonepercent
% aquarterofapercentagepoint
Forexample:
TheBankofEnglandraisedinterestratesthismorningbyaquarterofapercentagepoint.
Nowsaythefollowing:
1. What's20%of360?
2. Theyhaveputtheinterestrateupbyanother%.(ahalfofonepercent)
3. %won'tmakealotofdifference.
IV. HUNDREDS,THOUSANDS,ANDMILLIONS
InBritishEnglishyouhear ahundredandtwentythree.
InAmericanEnglishyouusuallyhear ahundredtwentythree.
So,therearesomesmalldifferencesbetweenBritishEnglishandAmericanEnglish.
Thenumber1,999issaid onethousandninehundredandninetynine.
Theyear1999issaid nineteenninetynine.
Theyear2000issaid theyeartwothousand.
Theyear2001issaid twothousandandone.
Theyear2015issaid twothousandandfifteenortwentyfifteen.
Note:
Itislikelythat:
differentpeoplewillrefertotheearlyyearsofthe21centuryindifferentways.
Rememberthattheyear1999isalwaysreferredtoasnineteenninetynine-notonethousandandninehundredandninetynine.
Now,pleasereadthefollowingnumbers:
1,000,000 isamillionortentothepowersix:
(106)
1,000,000,000 isabillionorten.tothepowernine:
(109)
Nowlet’slookatthefollowingnumbers:
11,234issaid:
eleventhousandtwohundred(and),thirty—four
155,721issaid:
onehundred(and)fifty-fivethousandsevenhundred(and)twenty-one
6,155,702issaid:
sixmilliononehundred(and)fifty-fivethousandsevenhundredandtwo
26,000,008issaid:
twenty-sixmillionandeight
326,414,718issaid:
threehundred(and)twenty-sixmillion,fourhundred(and)fourteenthousand,sevenhundred(and)eighteen
4,302,000,000issaid:
fourbillionthreehundred(and)twomillion
Fromtheabovefigures,wecanseethatfromrighttoleft,thereisacomaeverythreefigures,thefunctionofthecomaisveryimportant.Itcanhelpusreadandrememberthenumbers.由以上一组数字可以看出,多位数由右向左每3位有一逗号,这个逗号的作用非同小可,在记忆数字时,它可以帮我们很大的忙!
Fromrighttoleft,thefirstcomaissaidthousand逆向第一个逗号读thousand;thesecondcomaissaid:
million,第二个逗号读million;thethirdcomaissaid:
billion,第三个逗号读billion;第四个逗号就是trillion。
这几个逗号的作用在于,当我们听到若干thousand时,立即写下这个数,并在其后打一个逗号,并留出3位;当听到若干million,则写下数字,并在其后打一逗号,留出6位;听到若干billion,方法同上,在后面留出9位,后面的million、thousand依此法类推,让所有数字各就其位。
例如,当你听到“twentythousandandfour\'’写出20,“andfour”意为后一组仅有个位,即:
004,那么,这个数字完整地写下来就是20,004;若听到“sixmilliontwentythousandfourhundredandtwenty—three,”则第一步先写:
6,020,再将最后一组423写在第一个逗号后面。
完整的翠字为6,020,423。
若听到“Onebillion,onehundredandfourmillion,twentythousandfourhundredandtwenty-three”:
主第一步写出1,104,第二步接下去写第三组020,第三步写423,这样得到的完整数字便是1,104,020,423,由此:
见这个三位一逗号的作用有多大。
只要我们在平时的训练中加强对三位数读写的训练,能分辨“ty”与“teen\'’,并能借助这个不可缺少的“逗号”,so,inthiswaynomatterhowbigthenumberis,wecanunderstandandreaditwithoutanyproblems.无论数字多么大,也不会对我们造成障碍。
Now,let’shaveabriefreviewofwhatwelearnedjustnow,pleasesaythefollowingsentences:
1. Whydoyousay175inBritainIntheStatesweusuallysay175.
Onehundredandseventyfive,onehundredseventyfive
2. It'sgot1001differentuses.
Onethousandandone
3. Profitswillhavedoubledbytheyear2000.
Twothousand在2000年时,利润会翻一翻
4. Thanks.You'reonein1,000,000!
5. No,that's2,000,000,000not2,000,000!
V. SQUARES,CUBES,ANDROOTS
102 istensquared.
103 istencubed.
isthesquarerootof6.
VI. TELEPHONEANDFAXNUMBERS
Weusuallygivetelephoneandfaxnumbersasindividualdigits:
读电话号码时,每个数字一一读出。
Whentwonumbersaresame,Englishpeopleusuallyreadas“double–x”英国人在读两个相同数字时,通常读成“double–x”
01273736344 ohonetwoseventhree,seventhreesix,threefourfour
344 canalsobesaidasthreedoublefour
442677 doublefour,twosix,doubleseven
777 canbesaidassevendoubleseven,orsevensevenseven
VII. FRACTIONS
分数中分子用基数词表示,分母用序数词表示。
先读分子,后读分母。
当分子大于1时,分母要加“s”。
例如
1/2issaid:
a/onehalf(口语中更倾向于用“a”代替“one”)
1/3issaid:
a/onethird
1/8issaid:
an/oneeighth
1/4issaid:
a/onequarter(fourth)
2/3issaid:
twothirds
issaidoneandfiveninths
Nowreadthefollowingnewsitem:
Inanopinionpollpublishedtoday,over3/4oftheelectoratesaytheyintendtovoteinnextmonth'sreferendum.1/4ofvoterssaytheywilldefinitelyvoteYes,while1/3willvoteNo.Butthatleavesover2/5ofthevoterswhohaven'tmadeuptheirminds.Bothsidesremainhopeful.Aspokesmanforthe'Yes'campaignsaid,"Atthemoment,2/3oftheelectoratewon’tvoteNo." Aspokeswomanfortheothersidereplied,"That'strue,but3/4won'tvoteYes!
"
在今天发布的一个名义调查显示有超过3/4的选民,(electorate意思是一个国家的全体选民),表示将在下个月参加全民投票。
1/4的选民表示他们将投赞成票,1/3的选民表示他们要投反对票,但是还有超过2/5的选民没有表态。
双方依然都有盛出的可能。
“赞成”阵营的一个发言人说:
“目前,有2/3的选民没有投反对”,而“反对”阵营的一个女发言人说:
“对,但是有3/4的选民没有投赞成”
VIII. CALCULATING
Remembertopronouncethesinequalsas/z/.Itissingular;thepartontheleftequalsthepartontheright.
10+4=14 tenplusfourisfourteen
tenandfourequalsfourteen
10-4=6 tenminusfourissix
tentakeawayfourequalssix
10×4=40 tentimesfouris(orequals)forty
tenmultipliedbyfourisforty
10÷4= tendividedbyfouristwoandahalf
IX. FOREIGNCURRENCY
Noticethesewaysofspeakingaboutexchangerates:
Howmanyyenperdollardidyouget?
H
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