互联网金融背景下城市商业银行竞争力研究——以xx银行为例的开题报告外文翻译.docx
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互联网金融背景下城市商业银行竞争力研究——以xx银行为例的开题报告外文翻译.docx
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有关互联网金融的决定因素的研究 R Debreceny, GL Gray, A Rahman应对互联M的广泛应用和快速发展的要求,从利益相关者的信息,世界各地的企
业都使用互联网对商业和金融信息披露。
网络报道低成木的好处,更广泛的范围,频
率和速度。
尽管有这些好处互联网报告在公司和各国各不相向。
我们研究网络财务
报告(IKK),特别是IKK的表示和内容,660年的大公司在22个国家来识别公司,仪表
和环境因素。
这项研究表明,公司规模在美国证券交易所上市和技水公司仪表的具体
冈素。
鉴于IFR不仅仅是信息披露的内容,但也使用新的表示方法,包括环境信息披
露的研究。
一个国家的总体披露环境被发现是一个重要的环境驱动仪表显示的减少
和IFR强烈的内容。
IFR的演讲方而与鉴定相关因素多是仪表的内容,这意味着互联
网演示技术相关因素超过公司报告的内容M站。
资料来源RDebreceny, GLGray, A Rahman.会计与公共政策,2002,21(4)371-394原文 The determinants of Internet financial reporting Responding to the widespread adoption of the Internet and the rapidly growing demands for information
from stakeholders, corporations around the world arc using the Internet for business and financial
disclosures.Internet reporting has the benefits of low costwider reach, frequency and spee
D.Despite
these benefits Internet reporting varies across companies and across countries.We study Internet financial
reporting (IFR), in particular the presentation and content of IFR, of 660 large companies in 22 countries to
identify the firmand environmental determinants of IFR.The study revealed that firm sizelisting on
US stock exchanges and technology were firm specific determinants of IFR.Given that IFR is not just
about the content of disclosurebut also about employing new presentation methods, the environment of
disclosure was included in the research.The overarching disclosure environment of a country was found to
be an important environmental driver for IFR presentation and less strongly for IFR content.The
presentation aspect of IFR was more associated with the identified determinants than the content of IFR,
which suggests that Internet presentation technologies were more related to the detenninants than the
content of the reports on the company Web sites.From:
《Journal of Accounting & Public Policy》2002, 21(4):
371-394金融中介机构采用网上银行的功能 Y Zhang, KLChenH Lee, J Yang木文探讨金融中介机构的规模和类型是如何影响网上银行功能的应用。
文章对
不同大小的一丙一十年商业银行、储蓄银行和信用合作社以及国家保险进行了研究。
服务功能范围从基本服务,比如支票和储蓄账户,到金融购物屮心服务,例如综合为
一个账号。
安全功能包括:
密奶、加密、安全W题,以及标语或图标来验证该网站,
但仅限于电脑注册,。
我们的调查结果表明,与储蓄银行和信用合作社相比,商业银行
有更大的规模,和更人的国家保险倾向于提供更多的在线服务功能。
然而,有商业银
行和信用合作社之间在网络安全的方法上没有妞著差异。
这是由于大多数当地信用
合作社不维护网上银行界面本身,而是委托
第三方安全的在线服务。
资料来源YZhang, KLChen, HLee, J Yang.电子金融国际刊,2012, 6(34):
219-238.原文 Adoption of online banking features by financial intermediaries This paper investigates how the size and type of financial intermediaries affect the adoption of online
banking features.One hundred and ten commercial banks, savings banks and credit unions of different
sizesand state coverage were studie
D.Service feature ranges from basic services such as checking and
savings accounts to financial shopping mall service such as comprehensive one-for-all account.Security
feature includes:
password, encryption, security questionslimited to registered computers and a banner
or icon to certify the website.Our survey results show that comparing to savings banks and credit unions
commercial banks with larger sizeand greater state coverage tend to offer more online service features.
However, there is no significant difference between commercial banks and credit unions in online security
methods.This is due to the fact that most local credit unions do not maintain online banking interface
themselvesbut delegate a third party for secure online services.From:
《International Journal of Electronic Finance》2012, 6(34):
219-238在线金融服务应用的先例网上银行承兑对银行物理网点的影响作界Jyh-Shen ChiouChung-Chi Shen在网上操作的成本效益使金融服务公司使用网络技术來取代或大幅减少个人交互提供他们的服务。
然而,最近的案例表明,使用网络技术在金融服务业可能并不像预期的那样有前途。
木研究利用结构来源于交易成木分析(TCA),技术接受模型(TAM) 和关系营销文学发展的框架使用网上银行的前身。
模型明确了体验的影响客户已经与物理银行所提供的服务的Web服务客户正在考虑使用。
结果表明,前期主要变量在TAM和客户的特定资产投资于震源物理银行已经产生重大影响客户的使用态度和意图使用银行的网上银行服务。
我们的研究结见表明,信息系统的易用性和实用性之外,公司必须利用客户关系建立在脱机环境屮,冇可能影响客户的使用意图向互联网服务。
研究技术的进步文学接受的解释用户的new-service-adoption行为通过添加朽1檬酸和客户关系文献的概念。
资料来源:
Jyh-Shen Chiou, Chung-Chi Shen.行为与信息技术,2012,31⑼:
859-871.原文 The antecedents of online financial service adoption:
the impact of physical banking
services on Internet banking acceptance The cost-effectiveness of operations on the Web enables financial service firms to employ Web technology to replace or substantially reduce the need for personal interactions in the provision of their services.
Howeverrecent cases have shown that the use of Web technology in financial services may not be as
promising as expecte
D.This study utilises the constructs derived from transaction cost analysis (TCA), the
technology acceptance model (TAM) and relationship marketing literature to develop a framework of the
antecedents to using Internet banking.The model explicitly incorporates the impact of the experiences a
customer has had with services provided by the physical bank whose Web services the customer is
considering using.The results show that the major antecedent variables in TAM and the customers’
specific assets already invested in the focal physical bank have a significant impact on customers’attitude
towards the use and the intention to use a bank’s Internet banking services.Our findings suggest that
beyond the ease of use and usefulness of information systemcompanies have to take advantage of
customer relationship built up in the offline environment that has the potential to influence customers’use
intention towards Internet service.The study advances the technology acceptance literature in terms of
explaining users’new-service-adoption behaviour by adding the concepts from TCA and customer relationship literature.From:
《Behaviour & Information Technology》2012, 31(9):
859-871在互联网金融背景下商业银行的创新 HQ Chen随着
第三方支付、主要财务数据、P2P网络信贷和众筹的快速发展,互联网金
融给传统商业银行带来了一个互补竞争和改变。
为了应对深刻变化,增强可持续发展
能力在新的形势下,商业银行应该采取适当的措施来建立新的网络载体,整合的主要
财务数据,创新财富管理能力和获得新的信贷讨用性。
资料来源HQ Chen.宁波大学学报,2014原文 Innovative Development of Commercial Banks in the Internet Financial
Background The internet financing,with its rapid development of the third party payment
major financial data,P2P
network credit and crowd funding,is bringing a complementary competition and changes to traditional
commercial banks.In order to deal with the profound changes and enhance the ability of sustainable
development under the new situation,commercial banks should take appropriate measures to establish the
new network carrier,integrate the major financial data,innovate the wealth management power and obtain
the new credit availability.From:
《Journal of Ningbo University》2014在线社区是否参与培育高风险金融行为作各RZhuUM DholakiaX Chen, RAlgesheimer虽然消费荞越来越多地使用在线社区各种活动,对参与他们如何影响人们的决
策策略。
通过一系列的现场和实验室研究, 表明,参与一个在线社区增加人们的
风险在他们的财务决策和行为倾h'd。
研究结见表明,参与一个在线社区让消费者相信
他们将得到帮助或支持从K他成员应该出现困难。
这一观点导致在线社区理想配偶。
资料来源:
RZhuUMDholakia, XChen, RAlgesheimer.市场研究,2012,49(3):
394-407.原文 Does Online Community Participation Foster Risky Financial Behavior Although consumers increasingly use online communities for various activities, little is known about how
participation in them affects people’s decision-making strategies.Through a series of field and laboratory
studies, the authors demonstrate that participation in an online community increases people’s risk-seeking
tendencies in their financial decisions and behaviors.The results reveal that participation in an online
community leads consumers to believe that they will receive help or support from other members should
difficulties arise.Such a perception leads online community parti.From:
《Journal of Marketing Research》2012, 49(3):
394-407对互联网金融的监管政策与措施 G Yan互联网金融是一种金融经营模式,适应电子商务发展的网络时代。
尽管其效率提
高对金融服务的影响,在线金融还创建了新类型的风险,增加了风险管理的新内容。
为了确保网上金融的良好操作,网络金融机构提供的网络金融服务及其对国家安全
的潜在影响应当服从监督。
至于监管措施,有必要突破传统的金融监管方法,调整监
管框架的结构,有效地加强监管机构之间的国际合作。
资料来源:
G Yan.先进科学快报,2013,19(4):
1197-1201(5).原文 Contents and Measures for Supervision on Internet Finance Online finance is a kind of financial operation mode that adapts to the e-commerce development in the
Internet age.Despite its efficiency improvement effects on financial servicesonline finance also creates
new types of risks and adds new contents to the risk management.To ensure the sound operation of online
financenetwork financial services provided by online financial institutions and their potential impact on
national security should be subject to supervision.As for the regulatory measures, it is necessary to break
through traditional financial supervision methodsadjust the structure of the supervision framework, and
effectively strengthen the international cooperation among regulatory agencies.From:
《Advanced Science Letters》2013,19(4):
1197-1201(5)
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